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	<title>Comments on: TELENOR may lose TRUST through EasyPaisa</title>
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	<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/</link>
	<description>Pakistani Telecommunication &#38; IT News</description>
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		<title>By: 3 idiots</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-543</link>
		<dc:creator>3 idiots</dc:creator>
		<pubDate>Mon, 18 Jan 2010 02:02:59 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-543</guid>
		<description>it is working fine with me and i think em happy with it </description>
		<content:encoded><![CDATA[<p>it is working fine with me and i think em happy with it</p>
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		<title>By: Walyd</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-41</link>
		<dc:creator>Walyd</dc:creator>
		<pubDate>Fri, 30 Oct 2009 15:04:30 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-41</guid>
		<description>@ ali Sikander 
 
Ali please let me clarify one thing. KASB eUBS has aggregation rights for SNGPL SSGC, KESC, PTCL, GEPCO and IESCO and not repeat not for LESCO. The data for LESCO bills is updated by another company, which in turn has an agreement with LESCO, and with which KASB is in agreement too. This data is then used by KASB for customer&#039;s bill payments and that too only via the mobile channel specifically Mobilink Genie. 
 
The agreement as I know of it, does not give KASB the right to provide LESCO bills via any other channel and forwarding these rights to yet another party is totally out of the question.  
 
What these companies have done is equivalent to a fraud. I am amazed at the level of negligence and immaturity shown by Tameer, Telenor and KASB. </description>
		<content:encoded><![CDATA[<p>@ ali Sikander</p>
<p>Ali please let me clarify one thing. KASB eUBS has aggregation rights for SNGPL SSGC, KESC, PTCL, GEPCO and IESCO and not repeat not for LESCO. The data for LESCO bills is updated by another company, which in turn has an agreement with LESCO, and with which KASB is in agreement too. This data is then used by KASB for customer&#039;s bill payments and that too only via the mobile channel specifically Mobilink Genie.</p>
<p>The agreement as I know of it, does not give KASB the right to provide LESCO bills via any other channel and forwarding these rights to yet another party is totally out of the question. </p>
<p>What these companies have done is equivalent to a fraud. I am amazed at the level of negligence and immaturity shown by Tameer, Telenor and KASB.</p>
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		<title>By: ali Sikander</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-40</link>
		<dc:creator>ali Sikander</dc:creator>
		<pubDate>Fri, 30 Oct 2009 13:16:34 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-40</guid>
		<description>Has anyone of the folks here paid the bills themselves? I have been paying for over 3 months with &#039;0&#039; arrears on LESCO. So, to state that &quot;looted money&quot; to be returned to customer may not be the right comparison since all the bills are paid. 
 
i think Telenor should mark on the website that LESCO is paid via KASB&#039;s UB service </description>
		<content:encoded><![CDATA[<p>Has anyone of the folks here paid the bills themselves? I have been paying for over 3 months with &#039;0&#039; arrears on LESCO. So, to state that &quot;looted money&quot; to be returned to customer may not be the right comparison since all the bills are paid.</p>
<p>i think Telenor should mark on the website that LESCO is paid via KASB&#039;s UB service</p>
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		<title>By: ali Sikander</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-39</link>
		<dc:creator>ali Sikander</dc:creator>
		<pubDate>Fri, 30 Oct 2009 13:11:51 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-39</guid>
		<description>Has anyone heard of 1-link? 1-link is also a bill aggregator which the banks use to pay over the ATM, Internet, POS, call centers etc. 
 
They never mention that the bill is paid via 1-link. </description>
		<content:encoded><![CDATA[<p>Has anyone heard of 1-link? 1-link is also a bill aggregator which the banks use to pay over the ATM, Internet, POS, call centers etc.</p>
<p>They never mention that the bill is paid via 1-link.</p>
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		<title>By: Azmeh Ahmed</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-38</link>
		<dc:creator>Azmeh Ahmed</dc:creator>
		<pubDate>Fri, 30 Oct 2009 12:40:00 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-38</guid>
		<description>What a blunder, which usually you don&#039;t expect with this stature of a company.  
 
With a big bang advertising and presssurising newspapers by using big advertising muscles to print ads on front page instead of news for which readers buy the newspaper. If Telenor would have paid even little attention to product instead of advertising, the situation would have been different. </description>
		<content:encoded><![CDATA[<p>What a blunder, which usually you don&#039;t expect with this stature of a company. </p>
<p>With a big bang advertising and presssurising newspapers by using big advertising muscles to print ads on front page instead of news for which readers buy the newspaper. If Telenor would have paid even little attention to product instead of advertising, the situation would have been different.</p>
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		<title>By: Haider</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-36</link>
		<dc:creator>Haider</dc:creator>
		<pubDate>Fri, 30 Oct 2009 11:49:14 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-36</guid>
		<description>I need to clear up a few things. 
 
@Kashif Saleem - I am not sure whether you are challenging my comments or supporting them. From the get-go it appears you are challenging, but the latter part seems to be more supportive. 
 
@ali Sikander - In addition to your point, if either Tameer or KASB (as a back up bill aggregator) are not facilitating payments on time (whether due to delayed payment report submissions to the utility companies or other reasons) are still grounds for penalizing the institution promoting the service because it is on the front-end and is offering it&#039;s services to the people, regardless of the backend ops involved.  
 
Customers don&#039;t care how it works, as long as it works. 
 
My point(s) point fingers at the likes of an institution such as Telenor. 
 
For the BB policy -   &lt;a href=&quot;http://www.sbp.org.pk/bprd/2007/Guidelines-Branchless-Banking.pdf&quot; rel=&quot;nofollow&quot;&gt;http://www.sbp.org.pk/bprd/2007/Guidelines-Branch...&lt;/a&gt;  
and  &lt;a href=&quot;http://www.sbp.org.pk/press/2008/Regulations-01-Apr-08.pdf&quot; rel=&quot;nofollow&quot;&gt;http://www.sbp.org.pk/press/2008/Regulations-01-A...&lt;/a&gt;  
 
The News article on SBP&#039;s BB Policy - &lt;a href=&quot;http://www.thenews.com.pk/daily_detail.asp?id=104354&quot; rel=&quot;nofollow&quot;&gt;http://www.thenews.com.pk/daily_detail.asp?id=104...&lt;/a&gt; </description>
		<content:encoded><![CDATA[<p>I need to clear up a few things.</p>
<p>@Kashif Saleem &#8211; I am not sure whether you are challenging my comments or supporting them. From the get-go it appears you are challenging, but the latter part seems to be more supportive.</p>
<p>@ali Sikander &#8211; In addition to your point, if either Tameer or KASB (as a back up bill aggregator) are not facilitating payments on time (whether due to delayed payment report submissions to the utility companies or other reasons) are still grounds for penalizing the institution promoting the service because it is on the front-end and is offering it&#039;s services to the people, regardless of the backend ops involved. </p>
<p>Customers don&#039;t care how it works, as long as it works.</p>
<p>My point(s) point fingers at the likes of an institution such as Telenor.</p>
<p>For the BB policy &#8211;<br />
  <a href="http://www.sbp.org.pk/bprd/2007/Guidelines-Branchless-Banking.pdf" rel="nofollow">http://www.sbp.org.pk/bprd/2007/Guidelines-Branch&#8230;</a> </p>
<p>and<br />
  <a href="http://www.sbp.org.pk/press/2008/Regulations-01-Apr-08.pdf" rel="nofollow">http://www.sbp.org.pk/press/2008/Regulations-01-A&#8230;</a>  </p>
<p>The News article on SBP&#039;s BB Policy &#8211; <a href="http://www.thenews.com.pk/daily_detail.asp?id=104354" rel="nofollow">http://www.thenews.com.pk/daily_detail.asp?id=104&#8230;</a></p>
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		<title>By: Haider</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-35</link>
		<dc:creator>Haider</dc:creator>
		<pubDate>Fri, 30 Oct 2009 10:55:13 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-35</guid>
		<description>@Kashif Saleem - I am not sure whether you are challenging my comments or supporting them. From the get-go it appears you are challenging, but the latter part seems to be more supportive. 
 
@ali Sikander - In addition to your point, if either Tameer or KASB (as a back up bill aggregator) are not facilitating payments on time (whether due to delayed payment report submissions to the utility companies or other reasons) are still grounds for penalizing the institution promoting the service because it is on the front-end and is offering it&#039;s services to the people, regardless of the backend ops involved.  
 
Customers don&#039;t care how it works, as long as it works. 
 
My point(s) point fingers at the likes of an institution such as Telenor. 
 
For the BB policy -   &lt;a href=&quot;http://www.sbp.org.pk/bprd/2007/Guidelines-Branchless-Banking.pdf&quot; rel=&quot;nofollow&quot;&gt;http://www.sbp.org.pk/bprd/2007/Guidelines-Branch...&lt;/a&gt;  
and  &lt;a href=&quot;http://www.sbp.org.pk/press/2008/Regulations-01-Apr-08.pdf&quot; rel=&quot;nofollow&quot;&gt;http://www.sbp.org.pk/press/2008/Regulations-01-A...&lt;/a&gt;  
 
The News article on SBP&#039;s BB Policy - &lt;a href=&quot;http://www.thenews.com.pk/daily_detail.asp?id=104354&quot; rel=&quot;nofollow&quot;&gt;http://www.thenews.com.pk/daily_detail.asp?id=104...&lt;/a&gt; </description>
		<content:encoded><![CDATA[<p>@Kashif Saleem &#8211; I am not sure whether you are challenging my comments or supporting them. From the get-go it appears you are challenging, but the latter part seems to be more supportive.</p>
<p>@ali Sikander &#8211; In addition to your point, if either Tameer or KASB (as a back up bill aggregator) are not facilitating payments on time (whether due to delayed payment report submissions to the utility companies or other reasons) are still grounds for penalizing the institution promoting the service because it is on the front-end and is offering it&#039;s services to the people, regardless of the backend ops involved. </p>
<p>Customers don&#039;t care how it works, as long as it works.</p>
<p>My point(s) point fingers at the likes of an institution such as Telenor.</p>
<p>For the BB policy &#8211;<br />
  <a href="http://www.sbp.org.pk/bprd/2007/Guidelines-Branchless-Banking.pdf" rel="nofollow">http://www.sbp.org.pk/bprd/2007/Guidelines-Branch&#8230;</a> </p>
<p>and<br />
  <a href="http://www.sbp.org.pk/press/2008/Regulations-01-Apr-08.pdf" rel="nofollow">http://www.sbp.org.pk/press/2008/Regulations-01-A&#8230;</a>  </p>
<p>The News article on SBP&#039;s BB Policy &#8211; <a href="http://www.thenews.com.pk/daily_detail.asp?id=104354" rel="nofollow">http://www.thenews.com.pk/daily_detail.asp?id=104&#8230;</a></p>
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		<title>By: Kahisf Saleem</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-34</link>
		<dc:creator>Kahisf Saleem</dc:creator>
		<pubDate>Fri, 30 Oct 2009 10:50:20 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-34</guid>
		<description>ali what you are saying may be right but why telenor did not mention the name of KASB on the very first day. Why all the credits for Tameer and Telenor just to show the supremacy and strength in front of competitors and what about those people in millions who were being told 
compelled by celebrities to follow the procedure. 
Don&#039;t you think TRUTH has any value. Why do you forget the case of AT&amp;T in US when it had to pay back the amount to its customers which the company looted from them no matter how good intentions were of management. </description>
		<content:encoded><![CDATA[<p>ali what you are saying may be right but why telenor did not mention the name of KASB on the very first day. Why all the credits for Tameer and Telenor just to show the supremacy and strength in front of competitors and what about those people in millions who were being told</p>
<p>compelled by celebrities to follow the procedure.</p>
<p>Don&#039;t you think TRUTH has any value. Why do you forget the case of AT&amp;T in US when it had to pay back the amount to its customers which the company looted from them no matter how good intentions were of management.</p>
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		<title>By: ali Sikander</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-33</link>
		<dc:creator>ali Sikander</dc:creator>
		<pubDate>Fri, 30 Oct 2009 10:29:50 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-33</guid>
		<description>Let me clarify as I know the process well. KASB bank is a bill aggregator authorized by SBP, which even Mobilink Genie also uses and so does 5 other member banks including Tameer Bank, and have been doing this since 2007. It is completely interlinked with the utility companies via KASB UB service. All the bills are updated instantly after debiting Tameer account. 
 
In Pakistan, only banks (barring government entities like NADRA) have the permission to be collecting banks. Tameer is a collecting bank and such companies which currently have no billing aggregation contract with Tameer, KASB is used as their member bank for bills. The same is true for Atlas Bank, Citibank, SAMBA Bank, Bank Al ISlami etc.  
 
Pleas be rest assured that all the bills paid so far are completely updated and wait for the next bill. </description>
		<content:encoded><![CDATA[<p>Let me clarify as I know the process well. KASB bank is a bill aggregator authorized by SBP, which even Mobilink Genie also uses and so does 5 other member banks including Tameer Bank, and have been doing this since 2007. It is completely interlinked with the utility companies via KASB UB service. All the bills are updated instantly after debiting Tameer account. </p>
<p>In Pakistan, only banks (barring government entities like NADRA) have the permission to be collecting banks. Tameer is a collecting bank and such companies which currently have no billing aggregation contract with Tameer, KASB is used as their member bank for bills. The same is true for Atlas Bank, Citibank, SAMBA Bank, Bank Al ISlami etc.  </p>
<p>Pleas be rest assured that all the bills paid so far are completely updated and wait for the next bill.</p>
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		<title>By: Kahisf Saleem</title>
		<link>http://www.apnatime.com/1285/2009/10/29/telecom/telenor-may-lose-trust-through-easypaisa/#comment-32</link>
		<dc:creator>Kahisf Saleem</dc:creator>
		<pubDate>Fri, 30 Oct 2009 10:29:37 +0000</pubDate>
		<guid isPermaLink="false">http://www.apnatime.com/?p=1285#comment-32</guid>
		<description>Haider, what responsibility are you talking about. It has been more than 24 hours since the issue was made public, since then, no one from Telenor appeared on TV or published any sort of advertisement in the newspaper to clear the situation. I remember when a service goes out in any area the respective GSM company let the people know through the newspaper ad and shows its sentiments that they are sorry for inconvenience. 
These were the direct financial transaction and no single statement from the company clearing its position. That means Telenor is guilty and they do not have the courage to appear in the public. They are doing business in Pakistan how can they just set this fact aside. </description>
		<content:encoded><![CDATA[<p>Haider, what responsibility are you talking about. It has been more than 24 hours since the issue was made public, since then, no one from Telenor appeared on TV or published any sort of advertisement in the newspaper to clear the situation. I remember when a service goes out in any area the respective GSM company let the people know through the newspaper ad and shows its sentiments that they are sorry for inconvenience.</p>
<p>These were the direct financial transaction and no single statement from the company clearing its position. That means Telenor is guilty and they do not have the courage to appear in the public. They are doing business in Pakistan how can they just set this fact aside.</p>
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